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Student Lending Code of Conduct


Luzerne County Community College is committed to providing students and their families with the best information and processing alternative available regarding student borrowing. In support of this and in an effort to rule out any perceived or actual conflict of interest between Luzerne County Community College officers, employees or agents and education loan lenders, Luzerne County Community College has adopted the following:
  1. Luzerne County Community College does not participate in any revenue-sharing arrangements with any lender.
  2. Luzerne County Community College does not permit any officer, employee or agent of the College who is employed in the financial aid office or is otherwise involved in the administration of education loans to accept any gifts or greater than a nominal value from any lender, guarantor or servicer.
  3. Luzerne County Community College does not permit any officer, employee or agent of the College who is employed in the financial aid office or is otherwise involved in the administration of education loans to accept compensation for any consulting or other contract services from any lender or on behalf of any lender relating to educational loans.
  4. Luzerne County Community College does not permit any officer, employee or agent of the College who is employed in the financial aid office or is otherwise involved in the administration of educational loans to accept anything of value from a lender, guarantor, or group of lenders and/or guarantors in exchange for service on an advisory board, commission or other group established by such a lender, guarantor group of lenders and/or guarantors. Luzerne County Community College does allow for the reasonable reimbursement of expenses associated with participation in such boards, commission or groups by lenders, guarantors, or groups of lenders and/or guarantors.
  5. Luzerne County Community College does not assigned a lender to any first time borrowers through financial aid packaging or any other means.
  6. Luzerne County Community College recognizes that a borrower has the right to choose any lender from which to borrow to finance his/her education. Luzerne County Community College will not refuse to certify or otherwise deny or delay certification of a loan based on the borrowers’ selection of a lender and/or guarantor unless the lender does not lend to our institute.
  7. Luzerne County Community College will not request nor accept any funding in support of a private loan fund from any student loan lender in exchange for guarantee volume of loan funds, guarantee number of applications for loans, and/or placement on a preferred lender list.
  8. Luzerne County Community College will not request nor accept any assistance with call center or financial aid office.